Too much skin!
I decided to buck up and take my measurements. They are eye opening BUT the lamest part is that my measurements aren’t really accurate.
I have skin leftover from when I was REALLY heavy about 10 years ago. I used to weigh about 320 pounds after a lung illness. I had to take steroids and couldn’t exercise at all. The weight gradually went away after several years but the skin has remained.
My thigh, hip, arm and waist measurements would be very different if all that skin wasn’t hanging there. Hips and waist I can’t do anything about, but I can fill up the arm and thigh flaps with muscles. 
